I have a c60 zoom 6.1 meg camera which came with a 32mb xd card. My laptop has a smart media card reader (builtin) and I use a "media gear" smart media adapter to read the xd card. I recently purchased a 256mb xd card (olympus brand). I was able to take pictures but the card reader could not recognize that the card had anything on it. I reformatted the card, still same results. It appears that the new 256mb card does not have the standard directory and sub-directory on it. (ie. "dcim" & "100olymp"). I returned that card and exchanged it for another. Same results on the new card. Help!!!