Jason -
If you haven't used a fixed lens by Zeiss, you'll be in deep doodoo once you hold a T3 in your hands. The Zeiss Sonar 35/f2.8 is top notch! Most of the features are covered already but I want to add the following:
Minilux good: fast/sharp lens, stronger/accurate built-in flash, accurate meter
Minilux bad: bigger, heavier, slower max shutter speed, tiny/dim viewfinder, no permanent setting for flash mode, body is Ti painted.
T3 good: probably the best lens on a P/S, smaller, lighter, accurate meter, 1/1200 max shutter speed, lens pre-focus, AF Lock button, larger/brighter/sharper viewfinder, allows filters/hood, permanent flash mode setting and 7 custom functions, allows accessory flash head, real Ti body.
T3 bads: finicky AF, film take-up spool sprocket broke on several users, built-in flash not accurate as Minilux and weak with ASA100 films (ASA400 and higher is no problem), ergonomics down a from the T2 due to small size, which is too small for some people... thus they keep the T2.
All-in-all the T3 is a very versatile P/S camera. I have the SA-2 Bracket and TLA200 Flash head. I use the filter/hood adapter for B&W filters. But its capabilities are only good if you need them. Like Craig Norris said, if you're not a serious photographer, the Yashica T4-Zoom (w/Zeiss lens) is quite sufficient.
A few things I've learned along the way when I switched to high-end cameras (Rollei, Leica, Contax), even in the P/S category.
- use better films - use reliable, professional photo shops for developing / printing - If you don't, Zeiss lens is a waste of money.
More info:
T3:
http://www.contax.org.uk/cgi-bin/YaBB.cgi?board=user_experiences_t3
T3:
http://www.photographyreview.com/PRD_85184_3108crx.aspx
Minilux:
http://www.photographyreview.com/pscCameras/Point,and,Shoot/Leica,Minilux/PRD_83753_3108crx.aspx
Yahshica T4-Zoom:
http://www.photographyreview.com/pscCameras/Point,and,Shoot/Yashica,T4,Zoom/PRD_136031_3108crx.aspx
Hope that helps...
Niki